Clear loan app for your daily needs

Apply for GHC 500–7,000 with clear terms, 91–270 day tenures, and simple local wallet repayment.

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Awesome apps
features

Apply easily on your phone and receive funds through your local wallet in Ghana.

Fast application

Submit your loan request quickly and review clear terms before confirming.

Secure verification

Your information is checked safely to support responsible lending decisions.

Flexible repayment

Repay through your local wallet with fixed schedules shown in the app.

Smart features that you may use anytime & anywhere

Fast application

Submit a loan request quickly and check all terms before confirming.

Clear pricing

See the loan amount, 1% service fee, interest estimate, and repayment date in advance.

Easy repayment

Repay through your local Ghana wallet with fixed repayment timing.

Frequently asked questions

Find quick answers about Cash Ease loan terms, eligibility, and repayment process.

You can apply for loan amounts from GHC 500 to GHC 7,000, subject to approval based on your information and assessment.

Loan tenures range from 91 days to 270 days. You can choose a term within this range according to your repayment ability.

The maximum APR is 20% per year, and there is a 1% service fee on the approved loan amount. All costs are shown clearly in the app before you submit.

You need to be 20–60 years old, live in Ghana, have a valid Ghanaian ID, and hold a local electronic wallet in your own name, then pass our internal credit assessment.

If approved, the loan is sent to your local electronic wallet. You repay on or before the due date using the same wallet or other methods displayed in the app.

Download our App now

Apply for clear, short-term credit and receive funds directly to your local Ghana wallet.

Contact Us

If you have questions about loan terms, eligibility, or repayments, our support team is ready to help.

Email: support@otaigofinancial.com

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